As a salaried employee, keeping track of your PF account is essential. Your PF savings grow over time with interest, making it one of the best long-term investments. But how do you ensure that your company is depositing the right amount? Or check if interest is being added correctly? Or even find details of an old PF account?
Thankfully, checking your PF balance is now simple. There is no need to visit any office. You can check your balance in just a few minutes through a missed call, SMS, website, or mobile app.
Ways to Check PF Balance
Below are some easy ways to check your PF balance:
| Method | Steps |
|---|---|
| Missed Call | – Ensure your UAN is linked to your mobile number |
- Give a missed call to 9966044425
- Receive an SMS with your PF balance details | | SMS | – Send an SMS to 7738299899 from your registered number
- Format: EPFOHO ENG (for English) or EPFOHO HIN (for Hindi)
- Receive balance details in your chosen language | | EPFO Portal | – Visit the EPFO website
- Go to Employees section
- Select Member Passbook
- Log in using your UAN & password
- View passbook details, including balance and interest earned | | Umang App | – Download Umang app from the Play Store or App Store
- Register using your mobile number
- Check balance, file claims, and track claim status |
Why Checking PF Balance is Important
Tracking your PF ensures that your employer is depositing funds correctly. If there is any issue, such as missing deposits or incorrect balance, you can detect and resolve it early. Regular monitoring helps you stay updated on your savings and plan your finances better.
FAQs
How often should I check my PF balance?
You can check it once a month to ensure all deposits are made correctly.
What should I do if my employer is not depositing PF?
You can raise a complaint on the EPFO portal or contact your HR department.
Can I check my PF balance without a UAN?
No, you need a UAN to access PF balance details online or via SMS.
Is there any charge for checking PF balance via missed call or SMS?
No, both services are free. However, SMS charges may apply as per your mobile plan.
Can I withdraw PF online?
Yes, you can withdraw PF through the Umang app or the EPFO website.